Your money, finally making sense

Track every cedi

Forward your transaction SMS alerts automatically to Telegram. Sika logs, categorises, and shows you exactly where your money went — one-time payment of GHS 20. No spreadsheets.

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💰
Sika Bot
● online
Hey Sika, just paid for groceries
📄 MoMo Receipt
GHS 142.50
Shoprite Accra Mall · Just now
✅ Logged
Category🛒 Groceries
Monthly spendGHS 610
Budget leftGHS 190
⚠️ You've spent 76% of your groceries budget this month
📈
Expense Tracking
Every transaction, logged automatically
Auto-log Real-time Daily
🏷️
Smart Categories
Food, bills, transport — sorted for you
AI-sorted Custom tags
📅
Weekly Summary
Your digest, every Sunday morning
Weekly Digest
🔔
Budget Alerts
Know before you blow your limit
Alerts Budget
The Sika Fix

Your money, on demand

Once Sika knows your spending, just ask. No dashboards, no digging — your financial data answers back.

Ask

"Sika remembers every transaction. Drill into any category, any period."

"How much did I spend on dining last week?"
You spent GHS 420.00 across 4 merchants. That's 12% less than the week before!
what about groceries?

Discuss

"Spot patterns you didn't notice. Sika surfaces what's draining your budget."

Subscriptions found:
Netflix: GHS 65/mo
Spotify: GHS 30/mo
Gym: GHS 120/mo (Inactive)
Cancel the gym sub

Summarize

"Get your weekly digest, or request it anytime."

Weekly Summary
Total: GHS 1,450.00
Top Category: Transport (40%)
Goal Progress: 65% achieved.
Send to my email

Lose the headache of tracking your
💸
📲
📈
expenses

So easy, it feels like magic. Here is how Sika works:
Step 1
💬

Get an SMS

Pay with MoMo or card and receive your standard transaction alert SMS.

MTN MoMo
You have sent GH¢142.50 to Shoprite. Available balance: GH¢890.00.
Just now
Step 2
🧠

Auto-Magic Log

A simple, one-time automation on your phone forwards the SMS in the background, and Sika sorts it with AI.

AmountGH¢ 142.50
MerchantShoprite
Category🛒 Groceries
Step 3
📊

Instant Control

Get a Telegram notification 2 mins later. Ask Sika about your budgets anytime!

Groceries Budget76%
GH¢ 190 left this month
Sika FAQ

We're here to answer all your questions.

If you're new to Sika or looking to supercharge your tracking, this section will help you learn more about the platform and its features.

Sika integrates with Telegram. Using a simple, one-time setup on your iPhone or Android, your transaction SMS messages are forwarded automatically to your Sika Telegram chat. You can also manually copy-paste or forward any receipt. Our smart AI instantly extracts the amount, store/merchant name, and category, keeping your records updated automatically.

Absolutely. Your privacy and security are our top priorities. We use secure, bank-grade encryption to protect your data. Sika is purely read-only—it only processes the text messages you or your automation send to it. Sika does not connect to your bank accounts and will never ask for PINs, passwords, or account access.

It's incredibly easy! Click "Get Started" to subscribe and verify your email. Sika will instantly send you a unique setup link that connects your Telegram account. From there, you can start tracking immediately.

Yes, fully! Sika is optimized specifically for mobile money (MTN MoMo, Telecel Cash, and AT Money) SMS formats commonly used across Africa. Just forward or paste the SMS text message, and Sika will handle the rest in a split second.

Why Sika?

Stop guessing.
Start knowing.

Most people track expenses the hard way — or not at all. Sika changes that.

Without Sika

Manually logging every transaction into a spreadsheet — or forgetting entirely

Month-end shock when you realize you've blown your budget on food

Subscriptions quietly draining your MoMo — gym, streaming, apps you forgot about

Zero visibility into spending patterns — no data, no insights, no control

With Sika

Every MoMo and card SMS logged automatically — zero effort on your end

Budget alerts hit your Telegram before you overspend — not after

Sika surfaces forgotten subscriptions and flags unusual spending patterns

Just ask "how much did I spend on transport this week?" — Sika answers instantly

Track your finances for GHS 20 note only!

Start today and never get a headache from asking where your money went.

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One last thing!

Where should we send your setup link?

We'll send your bot setup link instantly.