Forward your transaction SMS alerts automatically to Telegram. Sika logs, categorises, and shows you exactly where your money went — one-time payment of GHS 20. No spreadsheets.
Once Sika knows your spending, just ask. No dashboards, no digging — your financial data answers back.
"Sika remembers every transaction. Drill into any category, any period."
"Spot patterns you didn't notice. Sika surfaces what's draining your budget."
"Get your weekly digest, or request it anytime."
Pay with MoMo or card and receive your standard transaction alert SMS.
A simple, one-time automation on your phone forwards the SMS in the background, and Sika sorts it with AI.
Get a Telegram notification 2 mins later. Ask Sika about your budgets anytime!
If you're new to Sika or looking to supercharge your tracking, this section will help you learn more about the platform and its features.
Sika integrates with Telegram. Using a simple, one-time setup on your iPhone or Android, your transaction SMS messages are forwarded automatically to your Sika Telegram chat. You can also manually copy-paste or forward any receipt. Our smart AI instantly extracts the amount, store/merchant name, and category, keeping your records updated automatically.
Absolutely. Your privacy and security are our top priorities. We use secure, bank-grade encryption to protect your data. Sika is purely read-only—it only processes the text messages you or your automation send to it. Sika does not connect to your bank accounts and will never ask for PINs, passwords, or account access.
It's incredibly easy! Click "Get Started" to subscribe and verify your email. Sika will instantly send you a unique setup link that connects your Telegram account. From there, you can start tracking immediately.
Yes, fully! Sika is optimized specifically for mobile money (MTN MoMo, Telecel Cash, and AT Money) SMS formats commonly used across Africa. Just forward or paste the SMS text message, and Sika will handle the rest in a split second.
Most people track expenses the hard way — or not at all. Sika changes that.
Manually logging every transaction into a spreadsheet — or forgetting entirely
Month-end shock when you realize you've blown your budget on food
Subscriptions quietly draining your MoMo — gym, streaming, apps you forgot about
Zero visibility into spending patterns — no data, no insights, no control
Every MoMo and card SMS logged automatically — zero effort on your end
Budget alerts hit your Telegram before you overspend — not after
Sika surfaces forgotten subscriptions and flags unusual spending patterns
Just ask "how much did I spend on transport this week?" — Sika answers instantly
only!
Start today and never get a headache from asking where your money went.